06515 — New Haven County, Connecticut Market Snapshot
Housing market data for zip code 06515 in New Haven County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$357,250
Days to Sell
47
Homes Sold
24
Inventory
19
Sale-to-List
103.0%
New Listings
42
Price/SqFt
$239
Pending Sales
34
Conforming Loan Available
Most homebuyers in 06515 can comfortably use conventional financing. The median home price of $357,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06515's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06515 are selling 3.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06515 can comfortably use conventional financing. The median home price of $357,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06515 are set at the county level.
2026 Loan Limits — New Haven County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06515
To purchase the median home at $357,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,887.
Monthly Payment
$2,887
Income Required
$123,734
Principal & Interest
$2,201/mo
Down Payment (5%)
$17,863
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06515.
Estimated Monthly Payment
$2,361
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