06475 — Middlesex County, Connecticut Market Snapshot
Housing market data for zip code 06475 in Middlesex County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
34 sales in 2026 (year to date)
Median Sale Price
$742,500
Days to Sell
33
Homes Sold
34
Inventory
37
Sale-to-List
99.9%
New Listings
58
Price/SqFt
$459
Pending Sales
53
Conforming Loan Available
The median home in 06475 at $742,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
06475's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 06475 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 06475 at $742,500 falls within the 2026 conforming loan limit of $832,750, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 06475 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06475
To purchase the median home at $742,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,839.
Monthly Payment
$5,839
Income Required
$250,234
Principal & Interest
$4,575/mo
Down Payment (5%)
$37,125
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06475.
Estimated Monthly Payment
$4,745
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