06413 — Middlesex County, Connecticut Market Snapshot
Housing market data for zip code 06413 in Middlesex County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$267,450
Days to Sell
43
Homes Sold
10
Inventory
16
Sale-to-List
96.6%
New Listings
18
Price/SqFt
$250
Pending Sales
18
Conforming Loan Available
Most homebuyers in 06413 can comfortably use conventional financing. The median home price of $267,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06413's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 06413 sells for 3.4% below asking price (96.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 06413 can comfortably use conventional financing. The median home price of $267,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06413 are set at the county level.
2026 Loan Limits — Middlesex County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06413
To purchase the median home at $267,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,199.
Monthly Payment
$2,199
Income Required
$94,248
Principal & Interest
$1,648/mo
Down Payment (5%)
$13,373
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06413.
Estimated Monthly Payment
$1,805
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