06095 — Hartford County, Connecticut Market Snapshot
Housing market data for zip code 06095 in Hartford County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
44 sales in 2026 (year to date)
Median Sale Price
$388,950
Days to Sell
21
Homes Sold
44
Inventory
33
Sale-to-List
104.0%
New Listings
66
Price/SqFt
$229
Pending Sales
61
Conforming Loan Available
Most homebuyers in 06095 can comfortably use conventional financing. The median home price of $388,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 06095 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 06095 are selling 4.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06095 can comfortably use conventional financing. The median home price of $388,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06095 are set at the county level.
2026 Loan Limits — Hartford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06095
To purchase the median home at $388,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,130.
Monthly Payment
$3,130
Income Required
$134,144
Principal & Interest
$2,397/mo
Down Payment (5%)
$19,448
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06095.
Estimated Monthly Payment
$2,557
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 06095. Tell us what you're looking for.