06042 — Hartford County, Connecticut Market Snapshot
Housing market data for zip code 06042 in Hartford County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$275,350
Days to Sell
8
Homes Sold
14
Inventory
14
Sale-to-List
107.8%
New Listings
24
Price/SqFt
$220
Pending Sales
20
Conforming Loan Available
Most homebuyers in 06042 can comfortably use conventional financing. The median home price of $275,350 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06042 is an extremely competitive market with homes selling in just 8 days on average. Buyers need pre-approval letters ready before making offers.
Sale-to-List Ratio
Homes in 06042 are selling 7.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06042 can comfortably use conventional financing. The median home price of $275,350 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06042 are set at the county level.
2026 Loan Limits — Hartford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06042
To purchase the median home at $275,350 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,260.
Monthly Payment
$2,260
Income Required
$96,842
Principal & Interest
$1,697/mo
Down Payment (5%)
$13,768
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06042.
Estimated Monthly Payment
$1,854
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