06022 — Hartford County, Connecticut Market Snapshot
Housing market data for zip code 06022 in Hartford County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$565,000
Days to Sell
40
Homes Sold
12
Inventory
14
Sale-to-List
104.9%
New Listings
29
Price/SqFt
$236
Pending Sales
25
Conforming Loan Available
Most homebuyers in 06022 can comfortably use conventional financing. The median home price of $565,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06022's market is balanced with homes taking an average of 40 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06022 are selling 4.9% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06022 can comfortably use conventional financing. The median home price of $565,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06022 are set at the county level.
2026 Loan Limits — Hartford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06022
To purchase the median home at $565,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,479.
Monthly Payment
$4,479
Income Required
$191,951
Principal & Interest
$3,481/mo
Down Payment (5%)
$28,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06022.
Estimated Monthly Payment
$3,647
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