06001 — Hartford County, Connecticut Market Snapshot
Housing market data for zip code 06001 in Hartford County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$636,250
Days to Sell
28
Homes Sold
54
Inventory
34
Sale-to-List
104.5%
New Listings
95
Price/SqFt
$233
Pending Sales
87
Conforming Loan Available
Most homebuyers in 06001 can comfortably use conventional financing. The median home price of $636,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 06001 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 06001 are selling 4.5% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06001 can comfortably use conventional financing. The median home price of $636,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06001 are set at the county level.
2026 Loan Limits — Hartford County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06001
To purchase the median home at $636,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,025.
Monthly Payment
$5,025
Income Required
$215,346
Principal & Interest
$3,920/mo
Down Payment (5%)
$31,813
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06001.
Estimated Monthly Payment
$4,088
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 06001. Tell us what you're looking for.