06903 — Fairfield County, Connecticut Market Snapshot
Housing market data for zip code 06903 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$1,260,050
Days to Sell
21
Homes Sold
36
Inventory
39
Sale-to-List
107.5%
New Listings
67
Price/SqFt
$400
Pending Sales
54
Jumbo Loan Likely Needed
The median home in 06903 at $1,260,050 exceeds the 2026 conforming loan limit of $832,750 by $427,300. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 06903 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 06903 are selling 7.5% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 06903 at $1,260,050 exceeds the 2026 conforming loan limit of $832,750 by $427,300. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 06903 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06903
To purchase the median home at $1,260,050 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $9,804.
Monthly Payment
$9,804
Income Required
$420,176
Principal & Interest
$7,764/mo
Down Payment (5%)
$63,003
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06903.
Estimated Monthly Payment
$7,948
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 06903.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 06903. Tell us what you're looking for.