06902 — Fairfield County, Connecticut Market Snapshot
Housing market data for zip code 06902 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
62 sales in 2026 (year to date)
Median Sale Price
$369,500
Days to Sell
32
Homes Sold
62
Inventory
54
Sale-to-List
102.2%
New Listings
101
Price/SqFt
$359
Pending Sales
86
Conforming Loan Available
Most homebuyers in 06902 can comfortably use conventional financing. The median home price of $369,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
06902's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06902 are selling 2.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 06902 can comfortably use conventional financing. The median home price of $369,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 06902 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06902
To purchase the median home at $369,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,981.
Monthly Payment
$2,981
Income Required
$127,757
Principal & Interest
$2,277/mo
Down Payment (5%)
$18,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06902.
Estimated Monthly Payment
$2,437
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 06902. Tell us what you're looking for.