06880 — Fairfield County, Connecticut Market Snapshot
Housing market data for zip code 06880 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
78 sales in 2026 (year to date)
Median Sale Price
$2,225,000
Days to Sell
48
Homes Sold
78
Inventory
81
Sale-to-List
102.3%
New Listings
137
Price/SqFt
$667
Pending Sales
109
Jumbo Loan Likely Needed
The median home in 06880 at $2,225,000 exceeds the 2026 conforming loan limit of $832,750 by $1,392,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
06880's market is balanced with homes taking an average of 48 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 06880 are selling 2.3% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 06880 at $2,225,000 exceeds the 2026 conforming loan limit of $832,750 by $1,392,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 06880 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06880
To purchase the median home at $2,225,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $17,197.
Monthly Payment
$17,197
Income Required
$737,025
Principal & Interest
$13,710/mo
Down Payment (5%)
$111,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06880.
Estimated Monthly Payment
$13,920
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 06880.
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 06880. Tell us what you're looking for.