06855 — Fairfield County, Connecticut Market Snapshot
Housing market data for zip code 06855 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$986,250
Days to Sell
17
Homes Sold
14
Inventory
19
Sale-to-List
104.2%
New Listings
28
Price/SqFt
$478
Pending Sales
23
Jumbo Loan Likely Needed
The median home in 06855 at $986,250 exceeds the 2026 conforming loan limit of $832,750 by $153,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 06855 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 06855 are selling 4.2% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 06855 at $986,250 exceeds the 2026 conforming loan limit of $832,750 by $153,500. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 06855 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06855
To purchase the median home at $986,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,706.
Monthly Payment
$7,706
Income Required
$330,271
Principal & Interest
$6,077/mo
Down Payment (5%)
$49,313
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06855.
Estimated Monthly Payment
$6,254
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