06830 — Fairfield County, Connecticut Market Snapshot
Housing market data for zip code 06830 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.
Market Sales Data
71 sales in 2026 (year to date)
Median Sale Price
$2,575,000
Days to Sell
32
Homes Sold
71
Inventory
69
Sale-to-List
100.0%
New Listings
109
Price/SqFt
$895
Pending Sales
82
Jumbo Loan Likely Needed
The median home in 06830 at $2,575,000 exceeds the 2026 conforming loan limit of $832,750 by $1,742,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
06830's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 06830 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 06830 at $2,575,000 exceeds the 2026 conforming loan limit of $832,750 by $1,742,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 06830 are set at the county level.
2026 Loan Limits — Fairfield County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 06830
To purchase the median home at $2,575,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $19,879.
Monthly Payment
$19,879
Income Required
$851,950
Principal & Interest
$15,866/mo
Down Payment (5%)
$128,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 06830.
Estimated Monthly Payment
$16,086
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 06830.
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