06606 — Fairfield County, Connecticut Market Snapshot

Housing market data for zip code 06606 in Fairfield County, Connecticut. Updated monthly with median prices, days on market, and more.

Data as of May 2026

Market Sales Data

82 sales in 2026 (year to date)

Source: Redfin

Median Sale Price

$421,000

-32.6% YoYClosed sales

Days to Sell

54

Median, listing to close

Homes Sold

82

Closed in 2026

Inventory

84

Sale-to-List

101.3%

New Listings

135

Price/SqFt

$266

Pending Sales

110

Conforming Loan Available

Most homebuyers in 06606 can comfortably use conventional financing. The median home price of $421,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

06606's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Sale-to-List Ratio

Homes are selling very close to asking price in 06606 (101.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.

Conforming Loan Feasibility

Most homebuyers in 06606 can comfortably use conventional financing. The median home price of $421,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 06606 are set at the county level.

2026 Loan Limits — Fairfield County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 06606

To purchase the median home at $421,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,376.

Monthly Payment

$3,376

Income Required

$144,667

Principal & Interest

$2,594/mo

Down Payment (5%)

$21,050

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 06606.

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Estimated Monthly Payment

$2,755

Principal & Interest$2,184
Property Tax$421
Insurance$150
Loan Amount$336,800
Total Interest$449,613
Income Required$118,092/yr

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