72744 — Washington County, Arkansas Market Snapshot
Housing market data for zip code 72744 in Washington County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$254,450
Days to Sell
19
Homes Sold
24
Inventory
33
Sale-to-List
98.5%
New Listings
39
Price/SqFt
$160
Pending Sales
32
Conforming Loan Available
Most homebuyers in 72744 can comfortably use conventional financing. The median home price of $254,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 72744 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 72744 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72744 can comfortably use conventional financing. The median home price of $254,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72744 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72744
To purchase the median home at $254,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,100.
Monthly Payment
$2,100
Income Required
$89,979
Principal & Interest
$1,568/mo
Down Payment (5%)
$12,723
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72744.
Estimated Monthly Payment
$1,725
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