72729 — Washington County, Arkansas Market Snapshot

Housing market data for zip code 72729 in Washington County, Arkansas. Updated monthly with median prices, days on market, and more.

Data as of October 2025

Limited Sales Data

Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Washington County county page for broader data.

Market Sales Data

1 sales in 2025

Source: Redfin

Median Sale Price

$40,700

Closed sales

Days to Sell

47

Median, listing to close

Homes Sold

1

Closed in 2025

Inventory

1

Conforming Loan Available

Most homebuyers in 72729 can comfortably use conventional financing. The median home price of $40,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Market Insights

Market Temperature

72729's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.

Conforming Loan Feasibility

Most homebuyers in 72729 can comfortably use conventional financing. The median home price of $40,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.

Loan limits in 72729 are set at the county level.

2026 Loan Limits — Washington County

Property Units Conforming Limit FHA Limit
1 Unit$832,750$541,287
2 Units$1,066,250$693,050
3 Units$1,288,800$837,700
4 Units$1,601,750$1,041,125

Affordability Snapshot — Zip 72729

To purchase the median home at $40,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $462.

Monthly Payment

$462

Income Required

$19,793

Principal & Interest

$251/mo

Down Payment (5%)

$2,035

Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.

Mortgage Calculator

Estimate your monthly payment for a home in 72729.

%
%

Estimated Monthly Payment

$402

Principal & Interest$211
Property Tax$41
Insurance$150
Loan Amount$32,560
Total Interest$43,465
Income Required$17,223/yr

Connect with a LoanGraphs Loan Officer

Get expert guidance for zip code 72729. Tell us what you're looking for.

I'm interested in:

No obligation. Free consultation.