72704 — Washington County, Arkansas Market Snapshot
Housing market data for zip code 72704 in Washington County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
161 sales in 2026 (year to date)
Median Sale Price
$367,000
Days to Sell
28
Homes Sold
161
Inventory
198
Sale-to-List
98.5%
New Listings
291
Price/SqFt
$210
Pending Sales
216
Conforming Loan Available
Most homebuyers in 72704 can comfortably use conventional financing. The median home price of $367,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 72704 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 72704 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72704 can comfortably use conventional financing. The median home price of $367,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72704 are set at the county level.
2026 Loan Limits — Washington County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72704
To purchase the median home at $367,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,962.
Monthly Payment
$2,962
Income Required
$126,936
Principal & Interest
$2,261/mo
Down Payment (5%)
$18,350
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72704.
Estimated Monthly Payment
$2,421
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