72015 — Saline County, Arkansas Market Snapshot
Housing market data for zip code 72015 in Saline County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
116 sales in 2026 (year to date)
Median Sale Price
$223,250
Days to Sell
46
Homes Sold
116
Inventory
122
Sale-to-List
97.8%
New Listings
165
Price/SqFt
$148
Pending Sales
153
Conforming Loan Available
Most homebuyers in 72015 can comfortably use conventional financing. The median home price of $223,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72015's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72015 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72015 can comfortably use conventional financing. The median home price of $223,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72015 are set at the county level.
2026 Loan Limits — Saline County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72015
To purchase the median home at $223,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,860.
Monthly Payment
$1,860
Income Required
$79,735
Principal & Interest
$1,376/mo
Down Payment (5%)
$11,163
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72015.
Estimated Monthly Payment
$1,532
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