72223 — Pulaski County, Arkansas Market Snapshot
Housing market data for zip code 72223 in Pulaski County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
130 sales in 2026 (year to date)
Median Sale Price
$561,450
Days to Sell
62
Homes Sold
130
Inventory
187
Sale-to-List
98.3%
New Listings
177
Price/SqFt
$203
Pending Sales
155
Conforming Loan Available
Most homebuyers in 72223 can comfortably use conventional financing. The median home price of $561,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 62 days on average, 72223 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 72223 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72223 can comfortably use conventional financing. The median home price of $561,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72223 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72223
To purchase the median home at $561,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,452.
Monthly Payment
$4,452
Income Required
$190,785
Principal & Interest
$3,459/mo
Down Payment (5%)
$28,073
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72223.
Estimated Monthly Payment
$3,625
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