72205 — Pulaski County, Arkansas Market Snapshot
Housing market data for zip code 72205 in Pulaski County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
119 sales in 2026 (year to date)
Median Sale Price
$235,000
Days to Sell
51
Homes Sold
119
Inventory
113
Sale-to-List
97.8%
New Listings
137
Price/SqFt
$154
Pending Sales
116
Conforming Loan Available
Most homebuyers in 72205 can comfortably use conventional financing. The median home price of $235,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72205's market is balanced with homes taking an average of 51 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72205 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72205 can comfortably use conventional financing. The median home price of $235,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72205 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72205
To purchase the median home at $235,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,951.
Monthly Payment
$1,951
Income Required
$83,593
Principal & Interest
$1,448/mo
Down Payment (5%)
$11,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72205.
Estimated Monthly Payment
$1,604
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