72118 — Pulaski County, Arkansas Market Snapshot
Housing market data for zip code 72118 in Pulaski County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$135,500
Days to Sell
52
Homes Sold
54
Inventory
77
Sale-to-List
97.5%
New Listings
79
Price/SqFt
$101
Pending Sales
66
Conforming Loan Available
Most homebuyers in 72118 can comfortably use conventional financing. The median home price of $135,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72118's market is balanced with homes taking an average of 52 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 72118 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72118 can comfortably use conventional financing. The median home price of $135,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72118 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72118
To purchase the median home at $135,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,188.
Monthly Payment
$1,188
Income Required
$50,921
Principal & Interest
$835/mo
Down Payment (5%)
$6,775
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72118.
Estimated Monthly Payment
$989
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