72103 — Pulaski County, Arkansas Market Snapshot
Housing market data for zip code 72103 in Pulaski County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$195,100
Days to Sell
63
Homes Sold
21
Inventory
27
Sale-to-List
98.6%
New Listings
28
Price/SqFt
$120
Pending Sales
26
Conforming Loan Available
Most homebuyers in 72103 can comfortably use conventional financing. The median home price of $195,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 63 days on average, 72103 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 72103 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72103 can comfortably use conventional financing. The median home price of $195,100 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72103 are set at the county level.
2026 Loan Limits — Pulaski County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72103
To purchase the median home at $195,100 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,645.
Monthly Payment
$1,645
Income Required
$70,491
Principal & Interest
$1,202/mo
Down Payment (5%)
$9,755
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72103.
Estimated Monthly Payment
$1,357
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