72442 — Mississippi County, Arkansas Market Snapshot
Housing market data for zip code 72442 in Mississippi County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
28 sales in 2026 (year to date)
Median Sale Price
$227,700
Days to Sell
95
Homes Sold
28
Inventory
37
Sale-to-List
97.2%
New Listings
33
Price/SqFt
$143
Pending Sales
31
Conforming Loan Available
Most homebuyers in 72442 can comfortably use conventional financing. The median home price of $227,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 95 days on average, 72442 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 72442 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 72442 can comfortably use conventional financing. The median home price of $227,700 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72442 are set at the county level.
2026 Loan Limits — Mississippi County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72442
To purchase the median home at $227,700 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,895.
Monthly Payment
$1,895
Income Required
$81,195
Principal & Interest
$1,403/mo
Down Payment (5%)
$11,385
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72442.
Estimated Monthly Payment
$1,559
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 72442. Tell us what you're looking for.