71601 — Jefferson County, Arkansas Market Snapshot
Housing market data for zip code 71601 in Jefferson County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$39,000
Days to Sell
31
Homes Sold
13
Inventory
48
Sale-to-List
103.0%
New Listings
41
Price/SqFt
$25
Pending Sales
16
Conforming Loan Available
Most homebuyers in 71601 can comfortably use conventional financing. The median home price of $39,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
71601's market is balanced with homes taking an average of 31 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 71601 are selling 3.0% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 71601 can comfortably use conventional financing. The median home price of $39,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71601 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71601
To purchase the median home at $39,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $449.
Monthly Payment
$449
Income Required
$19,235
Principal & Interest
$240/mo
Down Payment (5%)
$1,950
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71601.
Estimated Monthly Payment
$391
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