71801 — Hempstead County, Arkansas Market Snapshot
Housing market data for zip code 71801 in Hempstead County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
11 sales in 2026 (year to date)
Median Sale Price
$129,900
Days to Sell
19
Homes Sold
11
Inventory
10
Sale-to-List
98.8%
New Listings
7
Price/SqFt
$64
Pending Sales
14
Conforming Loan Available
Most homebuyers in 71801 can comfortably use conventional financing. The median home price of $129,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 71801 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 71801 (98.8% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 71801 can comfortably use conventional financing. The median home price of $129,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71801 are set at the county level.
2026 Loan Limits — Hempstead County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71801
To purchase the median home at $129,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,145.
Monthly Payment
$1,145
Income Required
$49,082
Principal & Interest
$800/mo
Down Payment (5%)
$6,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71801.
Estimated Monthly Payment
$954
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