71923 — Dallas County, Arkansas Market Snapshot
Housing market data for zip code 71923 in Dallas County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
45 sales in 2026 (year to date)
Median Sale Price
$189,900
Days to Sell
89
Homes Sold
45
Inventory
92
Sale-to-List
94.4%
New Listings
66
Price/SqFt
$115
Pending Sales
48
Conforming Loan Available
Most homebuyers in 71923 can comfortably use conventional financing. The median home price of $189,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 71923 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 71923 sells for 5.6% below asking price (94.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 71923 can comfortably use conventional financing. The median home price of $189,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 71923 are set at the county level.
2026 Loan Limits — Dallas County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 71923
To purchase the median home at $189,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,605.
Monthly Payment
$1,605
Income Required
$68,784
Principal & Interest
$1,170/mo
Down Payment (5%)
$9,495
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 71923.
Estimated Monthly Payment
$1,325
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