72764 — Benton County, Arkansas Market Snapshot
Housing market data for zip code 72764 in Benton County, Arkansas. Updated monthly with median prices, days on market, and more.
Market Sales Data
150 sales in 2026 (year to date)
Median Sale Price
$344,000
Days to Sell
32
Homes Sold
150
Inventory
105
Sale-to-List
98.4%
New Listings
207
Price/SqFt
$198
Pending Sales
182
Conforming Loan Available
Most homebuyers in 72764 can comfortably use conventional financing. The median home price of $344,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
72764's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 72764 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 72764 can comfortably use conventional financing. The median home price of $344,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 72764 are set at the county level.
2026 Loan Limits — Benton County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 72764
To purchase the median home at $344,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,786.
Monthly Payment
$2,786
Income Required
$119,384
Principal & Interest
$2,120/mo
Down Payment (5%)
$17,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 72764.
Estimated Monthly Payment
$2,279
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