85629 — Pima County, Arizona Market Snapshot
Housing market data for zip code 85629 in Pima County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
192 sales in 2026 (year to date)
Median Sale Price
$339,995
Days to Sell
82
Homes Sold
192
Inventory
210
Sale-to-List
99.0%
New Listings
209
Price/SqFt
$177
Pending Sales
223
Conforming Loan Available
Most homebuyers in 85629 can comfortably use conventional financing. The median home price of $339,995 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 82 days on average, 85629 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 85629 (99.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85629 can comfortably use conventional financing. The median home price of $339,995 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85629 are set at the county level.
2026 Loan Limits — Pima County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 85629
To purchase the median home at $339,995 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,755.
Monthly Payment
$2,755
Income Required
$118,069
Principal & Interest
$2,095/mo
Down Payment (5%)
$17,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85629.
Estimated Monthly Payment
$2,254
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