85602 — Pima County, Arizona Market Snapshot
Housing market data for zip code 85602 in Pima County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
49 sales in 2026 (year to date)
Median Sale Price
$271,990
Days to Sell
57
Homes Sold
49
Inventory
64
Sale-to-List
98.6%
New Listings
65
Price/SqFt
$171
Pending Sales
54
Conforming Loan Available
Most homebuyers in 85602 can comfortably use conventional financing. The median home price of $271,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
85602's market is balanced with homes taking an average of 57 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 85602 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85602 can comfortably use conventional financing. The median home price of $271,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85602 are set at the county level.
2026 Loan Limits — Pima County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 85602
To purchase the median home at $271,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,234.
Monthly Payment
$2,234
Income Required
$95,739
Principal & Interest
$1,676/mo
Down Payment (5%)
$13,600
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85602.
Estimated Monthly Payment
$1,833
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