86434 — Mohave County, Arizona Market Snapshot
Housing market data for zip code 86434 in Mohave County, Arizona. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Mohave County county page for broader data.
Market Sales Data
1 sales in 2024
Median Sale Price
$22,000
Days to Sell
39
Homes Sold
1
Inventory
N/A
Conforming Loan Available
Most homebuyers in 86434 can comfortably use conventional financing. The median home price of $22,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
86434's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 86434 can comfortably use conventional financing. The median home price of $22,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 86434 are set at the county level.
2026 Loan Limits — Mohave County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 86434
To purchase the median home at $22,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $319.
Monthly Payment
$319
Income Required
$13,653
Principal & Interest
$136/mo
Down Payment (5%)
$1,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 86434.
Estimated Monthly Payment
$286
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 86434. Tell us what you're looking for.