86426 — Mohave County, Arizona Market Snapshot
Housing market data for zip code 86426 in Mohave County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
102 sales in 2026 (year to date)
Median Sale Price
$359,250
Days to Sell
59
Homes Sold
102
Inventory
121
Sale-to-List
98.6%
New Listings
112
Price/SqFt
$223
Pending Sales
92
Conforming Loan Available
Most homebuyers in 86426 can comfortably use conventional financing. The median home price of $359,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
86426's market is balanced with homes taking an average of 59 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 86426 (98.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 86426 can comfortably use conventional financing. The median home price of $359,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 86426 are set at the county level.
2026 Loan Limits — Mohave County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 86426
To purchase the median home at $359,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,902.
Monthly Payment
$2,902
Income Required
$124,391
Principal & Interest
$2,214/mo
Down Payment (5%)
$17,963
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 86426.
Estimated Monthly Payment
$2,373
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 86426. Tell us what you're looking for.