85043 — Maricopa County, Arizona Market Snapshot
Housing market data for zip code 85043 in Maricopa County, Arizona. Updated monthly with median prices, days on market, and more.
Market Sales Data
68 sales in 2026 (year to date)
Median Sale Price
$369,500
Days to Sell
47
Homes Sold
68
Inventory
54
Sale-to-List
98.4%
New Listings
81
Price/SqFt
$227
Pending Sales
80
Conforming Loan Available
Most homebuyers in 85043 can comfortably use conventional financing. The median home price of $369,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
85043's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 85043 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 85043 can comfortably use conventional financing. The median home price of $369,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 85043 are set at the county level.
2026 Loan Limits — Maricopa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $557,750 |
| 2 Units | $1,066,250 | $714,000 |
| 3 Units | $1,288,800 | $863,100 |
| 4 Units | $1,601,750 | $1,072,600 |
Affordability Snapshot — Zip 85043
To purchase the median home at $369,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,981.
Monthly Payment
$2,981
Income Required
$127,757
Principal & Interest
$2,277/mo
Down Payment (5%)
$18,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 85043.
Estimated Monthly Payment
$2,437
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