99694 — Matanuska-Susitna Borough, Alaska Market Snapshot
Housing market data for zip code 99694 in Matanuska-Susitna Borough, Alaska. Updated monthly with median prices, days on market, and more.
Market Sales Data
21 sales in 2026 (year to date)
Median Sale Price
$348,400
Days to Sell
26
Homes Sold
21
Inventory
18
Sale-to-List
97.1%
New Listings
32
Price/SqFt
$260
Pending Sales
30
Conforming Loan Available
Most homebuyers in 99694 can comfortably use conventional financing. The median home price of $348,400 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 99694 are moving quickly at 26 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 99694 sells for 2.9% below asking price (97.1% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 99694 can comfortably use conventional financing. The median home price of $348,400 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 99694 are set at the county level.
2026 Loan Limits — Matanuska-Susitna Borough
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $541,287 |
| 2 Units | $1,599,375 | $693,050 |
| 3 Units | $1,933,200 | $837,700 |
| 4 Units | $2,402,625 | $1,041,125 |
Affordability Snapshot — Zip 99694
To purchase the median home at $348,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,819.
Monthly Payment
$2,819
Income Required
$120,828
Principal & Interest
$2,147/mo
Down Payment (5%)
$17,420
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 99694.
Estimated Monthly Payment
$2,306
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